Print Story Accidental car shopper
Cars
By paperdoll (Thu Jan 31, 2008 at 01:41:42 PM EST) (all tags)
The indignity of it all, I was in a car accident just before Christmas.  There is something ego killing about having a giant steel beast of a GMC totalled out because it got hit by a motorcycle.  Yet that is what happened.


The summary of the accident goes something like this:  Wait in line behind white heavy duty pickup for light to change so we can turn left, light changes white pickup turns, I proceed into intersection, peripheral vision picks up motion on left, turn to look as motorcycle barrels toward me through his red light, I have the split second realisation that no matter what I do he is going to hit me, turn my face away as the window explodes at me.

Now I have never been in an accident before, I had no clue what to do, I was scared so I just sat there.  Eventually the police, firemen, and ambulance show up they ask me questions which I answer in a detached monotone that lead the paramedics to believe I was in massive shock.  They were right.  When the firefighters finally pried the drivers side door open to let me out I fell.  The runner board I normally stand on to get in or out of the vehicle was completely bent into itself.  I just stared at it and asked them if they could figure out where I was bleeding from because there was blood on my hands but no cuts on my hands.  They said I was covered in glass so the cuts could be from anywhere but that they'd figure it out. 

I was lead to an ambulance where I was probably not very helpful I was fixated on the blood on my hands until they asked me to sit down.  I did but sat up almost immediately somehow I had large chunks of glass in my panties, and I mean large pieces I don't know how they got there or how I didn't notice them sooner.  One would think a person would notice chunks of glass the size of quarters in their panties.  I fished out the glass then I listened to the questions but I couldn't figure out how to answer them, was I hurt.  It seems like an easy question but the only answer I could come up with was “I don't know”.  I tried thinking about it very hard but still the answer was the same.  I could see the motorcyclist being walked to a different ambulance I hope he had better answers than I did because mine seemed stupid to me even then.

Later at the hospital I was finally able to cry and after that I came to myself a bit.  Was I hurt yes I hurt all the way down my left side where the door had hit me.  My ankle was cut from where the plastic door pocket had broken on it.  A huge bruise was developing from my shoulder to my elbow and I was covered in tiny cuts from the glass.  It was hours before I ended up in X-ray to make sure nothing was broken, hours more before they let me leave.  All the while I kept finding more glass in my hair, on my clothes, in my undergarments.  How did glass get in my bra, no idea my coat was zipped up and I was wearing a turtleneck, stupid teleporting pervert glass.

One of my co-workers drove me home.  For days every time I washed or brushed my hair I'd find more glass.  The clothes I was wearing I washed several times and even after the third washing glass was still in the dryers lint tray.  When it finally occurred to me to check my purse I emptied it out only to find about an eighth of a cup of glass inside. 

My boyfriend picked me up at work the next day and we went to get our things out of the van.  There was glass everywhere even in the back of the van where I keep the spare tire.  I honestly didn't know there was that much glass in the window, it's like the glass multiplied as the pieces flew at me. Carefully we gathered all our things it took a while.  If I'd known this was going to happen I would have cleaned out the van.  One thing that we found wasn't ours; we found the mirror from the motorcycle under the driver's side seat.  I'm guessing that is what caused the bruise on my arm. 

I was extremely lucky that I didn't get hurt worse.  I came out of it a little banged up with cuts, bruises and a need to get a massage to take the crick out of my neck.  Looking at the mirror I realised how many things could have gone wrong.  The mirror could have hit me higher and killed me, the back tire of the motorcycle could have come through the window and killed me, and the door could have crushed my leg.  So many things could have been so much worse.  Dealing with the insurance companies, and all the hassle of money lost to handling things I really wish I had been less lucky.  Yeah I'm alive but I'm still in acres of debt which sucks and it actually will suck worse after losing my vehicle.  Couldn't I have been hurt a little and saved some of that luck for the Publisher's Clearing House Sweepstakes or something else with a nice little windfall?

True these are not thankful thoughts, they are not worthy of what happened.  I should be grateful but come on was my life so terrific that it was worth using up what little luck I had accumulated.  Broken arm=10 G's on a scratcher ticket maybe, something now I'm just broke and fighting to be less broke with people that don't answer the phone, while I become even more broke.  The stress of it all is dragging me down I snap at people for almost nothing, and I cry at nothing.  The insurance companies are ducking me, their initial offer on the van wouldn't buy me a Schwinn let alone a van. I'm positive my boss is getting tired of picking me up every morning and the bike ride to the train station in the afternoon has been treacherous with freezing temperatures and occasional ice storms.  To top it all off I've gotten a sinus infection.  So yeah I wish I had been a little less lucky, some days I wish I had been a lot less lucky.

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Accidental car shopper | 18 comments (18 topical, 0 hidden) | Trackback
Do you still hear the crash by muchagecko (2.00 / 0) #1 Thu Jan 31, 2008 at 01:58:57 PM EST
when you go through intersections? It took me years to get over the panic of intersections after my accident. But I hardly ever think about it now.

"It means more if you have to earn it, even if it's by doing something as simple as eating a meal." Kellnerin


I just started driving again by paperdoll (4.00 / 2) #3 Thu Jan 31, 2008 at 02:04:45 PM EST
a few days ago, they were a bit slow getting me a rental, and I'm too short to drive my boyfriends truck.  I'm jumpy but mostly only at that intersection or if I see a motorcycle in the on coming traffic.  I still remember the guys face even though I only saw it for a few seconds.

[ Parent ]

I'm kinda feeling like that by thekubrix (4.00 / 1) #17 Thu Jan 31, 2008 at 05:26:53 PM EST
As I mentioned below, after my first accident I started to drive extra paranoid and careful, but nothing too serious. But after this second accident (which was much more severe), I get major anxiety when driving,....and for some reason it's worse when I'm in the passenger seat.

[ Parent ]

Severity seems to be the key by muchagecko (2.00 / 0) #18 Thu Jan 31, 2008 at 07:20:40 PM EST
for me also. Fender benders have never bothered me. The near fatal crash is what messed me up for years.

"It means more if you have to earn it, even if it's by doing something as simple as eating a meal." Kellnerin
[ Parent ]

At least you're okay by georgeha (2.00 / 0) #2 Thu Jan 31, 2008 at 02:01:58 PM EST





yeah by paperdoll (2.00 / 0) #4 Thu Jan 31, 2008 at 02:06:49 PM EST
I feel bad that I have such thoughts.  I'm okay and I'm glad but a little voice keeps bringing up money.  I should just be glad I'm alive.

[ Parent ]

I know, when I totaled my subaru by georgeha (2.00 / 0) #5 Thu Jan 31, 2008 at 02:52:58 PM EST
I was annoyed because I had hoped to get another year or two out of it. The Toyota I replaced it with is cheaper and more reliable, but less of a winter car.


[ Parent ]

The rental by paperdoll (2.00 / 0) #8 Thu Jan 31, 2008 at 03:31:16 PM EST
is this tiny sedan.  I got lost driving home from the rental place because nothing looked right at that distance from the ground.  Hopefully I will be able to get a vehicle of comparable size to my van we camp a lot and nothing will fit in this little car.  Hell my boyfriend and I don't fit in this little car.

[ Parent ]

so what happened to the biker ? by sasquatchan (2.00 / 0) #6 Thu Jan 31, 2008 at 03:29:21 PM EST
didn't make it ?



He was walking around by paperdoll (2.00 / 0) #9 Thu Jan 31, 2008 at 03:35:36 PM EST
talking with the paramedics and had a line of blood across his forehead, I guess from his helmet.  They took me off to the hospital before they left with him so I imagine he's still alive.  His motorcycle was bent in half, but he wasn't dead how badly hurt he was I don't know.

[ Parent ]

I hope you don't mind me saying, by ambrosen (4.00 / 2) #7 Thu Jan 31, 2008 at 03:29:36 PM EST
but you seem to be extremely apologetic for having been driven into and injured (mentally as much as physically). Seriously, those ambulancemen and police officers will have completely and utterly not noticed how you weren't together, let alone judged you for it, but I'm pretty sure that even now if you saw them in the street, they'd remember you and be genuinely interested in how you were. So, nothing to be ashamed of.

Also, the idea of compensation is that you get paid enough so you're not out of pocket as a result of the crash, and that you get everything back that you would have had. So, given that, you should get an analysis from a psychologist of the level of trauma you've suffered, and whether you need counselling for it.

</patronising>

Good luck. Hope the muppet on the bike's better, too.



I can't even get the insurance company by paperdoll (2.00 / 0) #10 Thu Jan 31, 2008 at 03:42:00 PM EST
to answer the phone, I leave messages telling them that the offer is insufficient to my needs, I fax them copies of what the same year van is selling for all over the country and I get no answer.  The apologies are more for the fact that I'm more worried about my bills than I am grateful to be alive.  Somehow it seems selfish and wrong that I would trade a little of my good fortune at being okay for a little fiduciary luck.

[ Parent ]

Good fortune at being OK by ambrosen (4.00 / 1) #14 Thu Jan 31, 2008 at 04:35:19 PM EST
isn't quite as good as good fortune at not having been driven into in the first place, is it? I barely appreciate that at all.

If they're not offering a suitable offer, now's the time for thinking about sueing, isn't it? Or at least threatening to sue. Do you have conditional fee lawyers where you are?

I'm sorry I'm hassling you, but rest assured, I'd be in need of the same amount of nagging if it happened to me.

And frankly, the anvils I've had dropped on me out of the blue sky in the recent past mean that I do know the pros and cons of being thankful for not being worse off, versus being resentful it happened at all. But anyway, what I'm saying's just one perspective.

[ Parent ]

Wow. by ObviousTroll (2.00 / 0) #11 Thu Jan 31, 2008 at 03:58:07 PM EST
I don't know how the insurance laws work in your state but, in PA, the biker's insurance should be paying for everything. If they aren't, then it's time to consult a lawyer.

--
Has anybody seen my clue? I know I had it when I came in here.


It depends by ad hoc (2.00 / 0) #12 Thu Jan 31, 2008 at 04:08:46 PM EST
on whether it's a "no fault" state.
--
The three things that make a diamond also make a waffle.
[ Parent ]

and if the biker has insurance by georgeha (2.00 / 0) #13 Thu Jan 31, 2008 at 04:16:09 PM EST



[ Parent ]

who is your insurance company? by alprazolam (2.00 / 0) #15 Thu Jan 31, 2008 at 04:46:46 PM EST
if they're ducking you it may be because they're "busy" working with the motorcyclists' insurance company. and by busy i mean they've called them once and don't feel the need to do anything else to get things moving.



sorry by thekubrix (2.00 / 0) #16 Thu Jan 31, 2008 at 05:24:39 PM EST
Sorry to hear that.

Not only was I in an accident right before Christmas, but I was just in another accident last week.

It's horrible experience, especially when you get injured. The second accident was far worse than the first one, and I had to be taken to the ER for a bunch of exams. I don't think it was as bad as yours, but I feel ya.

The whole not having a car is horrible. In the first accident my car was totaled. Wasn't my fault. And then for a while I was driving my wife's uncle's car, and then that got totaled (again not my fault). Now we're struggling on juggling a single car, which isn't easy when we both work, have kids, and I also go to University.

As for insurance. Oi vey. It's been horrible. The second accident so far has been straightforward because it was a blatant rear ending, and they admitted 100% liability before I even called their insurance.

But for the first accident, I just found out that the offending party's insurance is only going to settle with 75/25, which is bullshit. The drive admitted guilt at the scene. So now as if everything wasn't crazy enough getting calls from numerous people from both cases, I have to look towards taking those idiots to court.

Anyways, hang in there.



Accidental car shopper | 18 comments (18 topical, 0 hidden) | Trackback